$1,129,000
306 Water Street
306 Water Street, St. Joseph, MI
- bed
- 3bed
- bath
- 2.5bath
- sq ft
- 1,739sq ft
- acres
- 2.17acres
- / sq ft
- $649/ sq ft
- built
- 1989built
- car garage
- 2car garage
Listed by Gary Depa, @properties Christie's International R.E.. Rennie Barton can represent you as the buyer on this property.
Overview
Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.
Property details
Basic information
- Property status
- For sale
- Property type
- Condominium
- Year built
- 1989
- County
- Berrien County, Michigan
- Lot size
- 2.17 acres
- Assessed value (2025)
- $265,489 — the assessment, not the tax bill
- Association
- $655 / month
- Price per sq ft
- $649
- MLS number
- 26021268
- Status
- Active
Interior
- Bedrooms
- 3
- Full baths
- 2
- Half baths
- 1
- Interior area
- 1,739 sq ft
- Broadband
- Garage Door Opener
- Wet Bar
- Center Island
- Pantry
Exterior & grounds
- Land
- 2.17 acres
- Garage
- 2 cars
- Water frontage
- Lake Michigan frontage
- Balcony
Water & shoreline
- Frontage
- Lake Michigan frontage
Financial
- Association dues
- $655 / month
- Price history
- Arrives with the feed
What to ask about this one
Three questions worth putting to the listing side before you write anything. They are specific to this property, not a checklist.
- 01
Confirm critical dune and high-risk erosion mapping on the parcel
- 02
Ask for any EGLE permits covering beach stairs or shore protection
- 03
Ask for the well and septic records, and when each was last serviced
- 04
Ask what the taxable value uncaps to after the sale, not what the seller pays now
Location
Monthly payment
An estimate you can check, not a quote. Change any figure and the breakdown follows. Speak to a lender before you rely on it.
An assumption, not a rate you have been offered.
Empty until you have a quote — shoreline premiums vary widely.
$6,364
per month
- Principal & interest$5,709
- Property tax$0
- Home insurance$0
- Association dues$655
- Loan amount
- $903,200
- Total interest
- $1,151,982
- Paid off
- Sep 2056
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